Why Ogen Lends to Small Businesses

Brothers Moving Co., Ogen borrowers

Small businesses are the lifeblood of the Israeli economy. Businesses with fewer than twenty staff account for 93% of all companies in Israel, employing 1,049,400 people, 45% of the total workforce. These small businesses account for 34.3% of Israel’s GDP, three times more than Israel’s high-tech sector.
Despite this, small businesses struggle for bank credit. When loans are available, the terms are limited and costly.
Businesses with revenue of under ILS 2 million make up almost 90% of Israel’s economy, but receive just 13% of credit.

How We Lend to Small Businesses


Ogen works with specialist partner organizations such as MATI and MAOF, as well as small business consultants, to ensure borrowers have the correct strategy for business growth and loan repayment. Any business that wishes to apply for a loan will need to first present a valid business plan, prepared by a professional business consultant for review by Ogen’s lending team.


Loans for small businesses and sole proprietorships, providing working capital or expansion financing to help position these busineeses for success