Loans for Small Businesses
New Businesses
(Working Capital Only)
Loans for new businesses requiring credit for working capital. Government guaranteed loans.
- Up to 8% of combined expenses or up to ILS 200,000
- Up to 5 years
- Prime +1.5%
- Guarantor-free
- Grace period of up to a year
- Interest paid by the State for the first year
New Businesses
(Investment Purposes)
Loans for businesses opened after April 1, 2020 requiring credit for working capital.
- Up to ILS 200,000
- Prime + 3.5%
- Up to 5 years
- One Guarantor
- Grace period of up to six months
Existing Businesses Hurt by COVID-19
Loans for existing businesses facing financial difficulties as a result of the COVID-19 crisis.
- Up to 30% of annual turnover or up to ILS 200,000
- Up to 5 years
- Prime + 1.5%
- Guarantor-free
- Grace period of up to a year
- Interest paid by the State for the first year
Existing Businesses (Not hurt by COVID-19)
Loans for existing businesses who were not impacted by the COVID-19 crisis.
- Up to ILS 200,000
- Prime + 3.5%
- Up to 5 years
- 5% deposit or one guarantor
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